What Are the Costs of Selling a Home in Massachusetts? A Complete Guide for Homeowners
- Bob Wiltse
- Jun 30
- 3 min read
Bob Wiltse, REALTOR®
June 30, 2025
Selling a Home in Massachusetts? Here's What It Costs
If you're preparing to sell your home in Massachusetts, you're probably wondering: How much will it actually cost me?
While many sellers focus on the final sale price, the process comes with a variety of expenses that can impact your bottom line. Understanding these costs upfront can help you plan more effectively and avoid unexpected expenses.
Let's break down the most common costs associated with selling a home in Massachusetts.
1. Real Estate Agent Commission (2% to 6%)
The most significant cost is typically the real estate commission. Under new rules, the seller contracts to pay their real estate agent alone. However, you might agree to pay a portion of the commission to the buyer's agent.
Typical in Massachusetts: 2% to 6% of the sale price.
Example: For a $1,000,000 home, a 3% commission would amount to $30,000.
The fee is negotiable, and some agents offer flexible commission structures.
2. Attorney Fees ($1,000 to $2,500)
Massachusetts is an "attorney state." Attorneys are legally required to manage the closing of most real estate transactions.
Review the purchase and sale agreement
Prepare the deed
Manage the closing process
Typical Cost: $1,000 to $2,500, depending on complexity.
3. Preparation ($500 to $5,000+)
To attract buyers, many sellers invest in:
Deep Cleaning: $300 to $600
Landscaping Touch-ups: $200 to $1,000
Homeowners who tend to details might sell their homes for more money. The investments are worthwhile.
4. Repairs and Upgrades (Variable)
Most homes require some repair and maintenance work before being listed for sale. Common costs include:
Painting: $2,000 to $5,000, or more
Minor repairs: $500 to $5,000, or more
Major repairs (roof, septic, HVAC) can be significantly higher
Pre-listing home inspections are optional but can help sellers avoid last-minute issues.
5. Massachusetts Excise Tax (Transfer Tax)
Sellers in Massachusetts pay a real estate transfer tax (excise tax):
Rate: $4.56 per $1,000 of the sale price
Example: On a $1,000,000 home, the tax would be $4,560.
Some towns have additional local taxes. Your attorney will confirm these.
6. Outstanding Liens or Property Taxes
You'll need to settle:
Unpaid property taxes
Remaining mortgage balances
Any existing liens on the property
Your closing attorney will calculate prorated property taxes and ensure clear title transfer.
7. Home Warranty for Buyers (Optional, $400 - $800)
Some sellers offer a home warranty to provide peace of mind to buyers, especially for older homes or appliances.
8. Moving Costs ($1,000 to $5,000+)
Depending on the distance you're moving and the amount you're transporting, moving expenses can vary significantly.
9. Final Utility Balances
Before closing, Massachusetts home sellers must pay off all outstanding utility balances. This typically includes:
Water
Sewer
Electricity
Gas
Oil (if applicable)
The closing attorney or the town's municipal lien certificate will confirm that all outstanding balances have been paid. Any unpaid balances can delay the sale.
10. Smoke and Carbon Monoxide Detector Inspection ($50 - $100)
Massachusetts law requires an inspection of smoke and carbon monoxide detectors before the transfer of ownership.
You must schedule this inspection with your local fire department.
The cost varies by town, typically ranging from $50 to $100.
The seller is responsible for making sure detectors meet the current Massachusetts code.
You must forward the inspection certificate of compliance to your attorney before closing.
Expense | Estimated Cost |
Real Estate Commission | 2% - 6% of sale price |
Attorney Fees | $1,000 - $2,500 |
Preparation | $500 - $5,000+ |
Repairs/Upgrades | Variable |
Massachusetts Excise Tax | $4.56 per $1,000 of price |
Unpaid Taxes/Liens | Variable |
Final Utility Balances | Variable |
Smoke/Carbon Monoxide Certificate | $50 - $100 |
Home Warranty (Optional) | $400 - $800 |
Moving Expenses | $1,000 - $5,000+ |
Final Thoughts
Selling your home in Massachusetts involves more than just commissions and closing paperwork. Final utility payoffs and mandatory smoke detector inspections are part of the process. Your attorney will provide a checklist to help you budget.
By understanding these costs, including those that may arise unexpectedly, you'll set yourself up for a smooth and stress-free sale.
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